> ## Documentation Index > Fetch the complete documentation index at: https://docs.younegotiate.com/llms.txt > Use this file to discover all available pages before exploring further. # Send Consumer Profile manual e-letter > Send a manual secure e-letter from the Consumer Profiles detail page, attach it to the consumer account, and create an automated communication history row with `creditor_profile` as the source. Deactivated accounts are rejected. ## OpenAPI ````yaml /api/creditor.openapi.yaml post /manage-consumers/{consumer}/e-letter openapi: 3.1.0 info: title: YouNegotiate Creditor API version: '2.0' description: >- Stateless API endpoints for creditor portal authentication and account access. servers: - url: https://api.creditor.younegotiate.com description: Production security: [] tags: - name: System description: Public creditor domain system and health endpoints. - name: Authentication description: Creditor registration, login, password, and email verification endpoints. - name: Account Settings description: >- Authenticated creditor profile, contact, operating-hours, and profile-image endpoints. - name: Account Profile description: >- Creditor onboarding profile, membership, billing, and setup status endpoints. - name: Setup Wizard description: >- Creditor setup wizard status, required-step completion, and optional-step completion. - name: Dashboard description: Creditor dashboard work queues and performance widgets. - name: Import / Export description: >- Creditor consumer import upload sessions, queued imports, history, downloads, and failed-row files. - name: Membership Settings description: >- Creditor membership dashboard, plan changes, payment method, cancellation, special-plan inquiry, and over-limit retry endpoints. - name: Merchant Account description: >- Existing merchant processor credentials, Tilled onboarding, and merchant application endpoints. - name: Header Profiles description: >- CSV header profile upload, mapping, download, and setup wizard completion endpoints. - name: SFTP Connections description: >- Creditor-managed SFTP connection profiles for imports, exports, and setup wizard completion. - name: Sub Accounts description: >- Creditor-managed sub account list, export, create, update, and delete endpoints. - name: Pay Terms Offers description: >- Creditor-managed master, sub-account, group, and group-sub-account Pay Terms endpoints. - name: Individual Custom Offers description: Creditor individual custom offer list endpoints. - name: Negotiations description: >- Creditor negotiation work queues, including notice responses and offer review counts. - name: Communications / CFPB Validation Letter description: >- CFPB Validation Letter tables, secure EcoLetter send/resend, CSV export, and print/download actions. - name: Communications / EcoLetter Template description: >- Creditor EcoLetter template management for secure eLetter communications and campaigns. - name: Communications / Groups description: >- Creditor communication group management for dynamic consumer targeting and campaign selection. - name: Communications / Schedule Campaign description: >- Creditor EcoLetter campaign scheduling, quote, immediate send, and delivery queue endpoints. - name: Communications / Campaign Tracker description: >- Creditor campaign tracker reporting, refresh, and consumer export endpoints. - name: Consumer Profiles description: Creditor Consumer Profiles list, filter options, and CSV export endpoints. - name: Terms & Conditions description: Creditor-managed master and sub-account Terms & Conditions templates. - name: About Us & Contact description: Creditor-managed company About Us content shown to consumers. - name: Logo & Links description: >- Creditor-managed master and sub-account personalized logo colors, size, and consumer link metadata. - name: Users description: >- Master creditor user management, invitations, and account deletion endpoints. paths: /manage-consumers/{consumer}/e-letter: post: tags: - Consumer Profiles summary: Send Consumer Profile manual e-letter description: >- Send a manual secure e-letter from the Consumer Profiles detail page, attach it to the consumer account, and create an automated communication history row with `creditor_profile` as the source. Deactivated accounts are rejected. operationId: creditorSendManageConsumerELetter parameters: - name: consumer in: path required: true description: Consumer account ID. schema: type: integer requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/SendManageConsumerELetterRequest' responses: '200': description: E-letter delivered and communication history recorded. content: application/json: schema: $ref: '#/components/schemas/SendManageConsumerELetterResponse' '401': $ref: '#/components/responses/Unauthenticated' '403': $ref: '#/components/responses/ActiveMembershipRequired' '404': $ref: '#/components/responses/NotFound' '409': description: Account state prevents sending an e-letter. content: application/json: schema: $ref: '#/components/schemas/MessageResponse' '422': $ref: '#/components/responses/ValidationError' security: - bearerAuth: [] components: schemas: SendManageConsumerELetterRequest: type: object additionalProperties: false required: - content properties: content: type: string description: >- HTML, Markdown, or plain-text e-letter body. Content must contain visible text after Markdown and HTML are rendered and stripped. Embedded base64 editor images are stored on the s3 disk and replaced with S3 object URLs. example:

Hello, please review your secure e-letter.

SendManageConsumerELetterResponse: type: object required: - message - data properties: message: type: string example: Secure eLetters delivered. data: type: object additionalProperties: false required: - e_letter_id - consumer_e_letter_id - communication_history_id - consumer_id properties: e_letter_id: type: integer example: 301 consumer_e_letter_id: type: integer example: 701 communication_history_id: type: integer example: 103 consumer_id: type: integer example: 42 MessageResponse: type: object required: - message properties: message: type: string ValidationErrorResponse: type: object required: - message - errors properties: message: type: string errors: type: object additionalProperties: type: array items: type: string responses: Unauthenticated: description: Missing or invalid bearer token. content: application/json: schema: $ref: '#/components/schemas/MessageResponse' ActiveMembershipRequired: description: Authenticated creditor does not have an active membership. content: application/json: schema: $ref: '#/components/schemas/MessageResponse' example: message: An active membership is required. NotFound: description: Resource not found. content: application/json: schema: $ref: '#/components/schemas/MessageResponse' ValidationError: description: Request validation failed. content: application/json: schema: $ref: '#/components/schemas/ValidationErrorResponse' securitySchemes: bearerAuth: type: http scheme: bearer bearerFormat: Sanctum token ````