> ## Documentation Index
> Fetch the complete documentation index at: https://docs.younegotiate.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Optional Setup Steps

> Overview of the optional setup steps within the Creditor Portal.

## Sub-Accounts

### Purpose

Allows account segmentation with custom configurations.

### Developer Notes

* Inherit from master configuration
* Support overrides
* Maintain configuration hierarchy

***

## Branding & Embed Code

### Purpose

Allows branding customization and website integration.

### How It Works

User:

* Uploads branding assets
* Configures appearance
  System:
* Generates dynamic embed code

### Developer Notes

* Secure embeds
* Dynamic updates
* Respect authentication and routing

***

## SFTP Setup

### Purpose

Supports automated account import and export processing.

### How It Works

User:

* Creates Header Profile
* Creates matching SFTP folders:
  * Add
  * Update
  * Delete
    System:
* Processes files automatically

### Developer Notes

* Folder names must match Header Profiles
* Use scheduled ingestion jobs
* Validate files before processing
* Maintain audit logs
* Use the same processing pipeline as manual imports

***

## Routing Logic

After membership activation:

| Status                    | Destination                        |
| ------------------------- | ---------------------------------- |
| Required Setup Incomplete | Account Setup Wizard               |
| Required Setup Complete   | Account Import & Processing        |
| Optional Setup Incomplete | User may continue setup or proceed |

### Completion Rule

The Account Setup Wizard is considered complete only when all required setup steps have a status of:
completed