> ## Documentation Index
> Fetch the complete documentation index at: https://docs.younegotiate.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Membership Plans

> Membership plan billing cycles, plan management behavior, and plan change rules.

## Membership Billing Cycles

Membership plans may be billed:

* Weekly
* Monthly
* Annually

## Membership Management

Creditors may:

* Upgrade membership plans
* Downgrade membership plans
* Change billing cycles
* Update membership payment methods

## Key Rule

A creditor may not downgrade to a membership plan that supports fewer accounts than are currently active.