> ## Documentation Index
> Fetch the complete documentation index at: https://docs.younegotiate.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Account Offer Delivery

> Rules for delivering creditor accounts and attached offers into the Consumer EcoPortal.

## Purpose

Assign the highest eligible Settlement Offer and Payment Plan Offer to consumer accounts and deliver those accounts into the Consumer EcoPortal.

## Delivery Logic

When an account is successfully processed:

1. Evaluate the Offer Hierarchy.
2. Select the highest eligible offer.
3. Append:

* Settlement Offer
* Payment Plan Offer

4. Deliver the account and offers to the Consumer EcoPortal.

## Consumer Matching

Consumer matching uses:

* Last Name
* Date of Birth
* Last Four Digits of SSN

## Result

The consumer receives:

* Account details
* Settlement Offer
* Payment Plan Offer
* Ability to accept offers
* Ability to submit counteroffers
* Ability to submit disputes
* Ability to submit no-pay responses

## Key Concept

Account delivery occurs after successful account processing.
Notification delivery is evaluated separately.