curl --request POST \
  --url https://api.creditor.younegotiate.com/auth/login-as/exchange \
  --header 'Content-Type: application/json' \
  --data '
{
  "handoff_token": "01234567890123456789012345678901234567890123456789012345678901234567890123456789"
}
'

import requests

url = "https://api.creditor.younegotiate.com/auth/login-as/exchange"

payload = { "handoff_token": "01234567890123456789012345678901234567890123456789012345678901234567890123456789" }
headers = {"Content-Type": "application/json"}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {'Content-Type': 'application/json'},
  body: JSON.stringify({
    handoff_token: '01234567890123456789012345678901234567890123456789012345678901234567890123456789'
  })
};

fetch('https://api.creditor.younegotiate.com/auth/login-as/exchange', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.creditor.younegotiate.com/auth/login-as/exchange",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'handoff_token' => '01234567890123456789012345678901234567890123456789012345678901234567890123456789'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.creditor.younegotiate.com/auth/login-as/exchange"

	payload := strings.NewReader("{\n  \"handoff_token\": \"01234567890123456789012345678901234567890123456789012345678901234567890123456789\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.creditor.younegotiate.com/auth/login-as/exchange")
  .header("Content-Type", "application/json")
  .body("{\n  \"handoff_token\": \"01234567890123456789012345678901234567890123456789012345678901234567890123456789\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.creditor.younegotiate.com/auth/login-as/exchange")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Content-Type"] = 'application/json'
request.body = "{\n  \"handoff_token\": \"01234567890123456789012345678901234567890123456789012345678901234567890123456789\"\n}"

response = http.request(request)
puts response.read_body

{
  "message": "Logged in as creditor.",
  "data": {
    "id": 42,
    "name": "Creditor User",
    "email": "creditor@example.com"
  },
  "meta": {
    "access_token": "1|access-token",
    "refresh_token": "refresh-token",
    "token_type": "Bearer",
    "access_token_expires_at": null,
    "refresh_token_expires_at": "2026-07-19T19:00:00.000000Z"
  }
}

{
  "message": "<string>",
  "errors": {}
}

{
  "message": "Too Many Attempts."
}