Send open negotiation counter offer

curl --request POST \
  --url https://api.creditor.younegotiate.com/consumer-offers/{consumer}/counter \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "settlement_discount_amount": 700,
  "counter_first_pay_date": "2026-07-05",
  "counter_note": "Please review this settlement."
}
'

{
  "message": "Your counter offer has been delivered to Jane.",
  "data": {
    "consumer_id": 123,
    "negotiation_id": 456,
    "sidebar": {
      "dashboard": {
        "performance": {
          "open_negotiations_count": 1
        }
      },
      "negotiations": {
        "new_offer_count": 1,
        "notice_response_count": 0
      }
    }
  }
}

{
  "message": "<string>"
}

{
  "message": "An active membership is required."
}

{
  "message": "<string>"
}

{
  "message": "<string>",
  "errors": {}
}

POST

consumer-offers

{consumer}

counter

curl --request POST \
  --url https://api.creditor.younegotiate.com/consumer-offers/{consumer}/counter \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "settlement_discount_amount": 700,
  "counter_first_pay_date": "2026-07-05",
  "counter_note": "Please review this settlement."
}
'

{
  "message": "Your counter offer has been delivered to Jane.",
  "data": {
    "consumer_id": 123,
    "negotiation_id": 456,
    "sidebar": {
      "dashboard": {
        "performance": {
          "open_negotiations_count": 1
        }
      },
      "negotiations": {
        "new_offer_count": 1,
        "notice_response_count": 0
      }
    }
  }
}

{
  "message": "<string>"
}

{
  "message": "An active membership is required."
}

{
  "message": "<string>"
}

{
  "message": "<string>",
  "errors": {}
}

Authorizations

Authorization

string

header

required

Bearer authentication header of the form Bearer <token>, where <token> is your auth token.

Path Parameters

consumer

integer

required

Consumer account ID from the open negotiation list row.

Body

application/json

counter_first_pay_date

string<date>

required

First payment date in YYYY-MM-DD format. Must be today or a future date.

settlement_discount_amount

number<float> | null

Required for settlement negotiations. Must be greater than 0 and cannot exceed validation_limits.max_settlement_amount from the detail response.

payment_plan_discount_amount

number<float> | null

Required for payment-plan negotiations. Must be greater than 0 and cannot exceed validation_limits.max_payment_plan_amount from the detail response.

monthly_amount

number<float> | null

Required for payment-plan negotiations. Must be greater than 0 and cannot exceed validation_limits.max_monthly_amount from the detail response.

counter_note

string | null

Optional note for the consumer. Consecutive spaces are not allowed.

Maximum string length: 100

Response

Counter offer sent.

message

string

required

Example:

"Offer accepted."

data

object

required

Show child attributes

Last modified on July 20, 2026

Accept open negotiation Decline open negotiation

Get Started

Superadmin API

Creditor API

Consumer API

EcoMail Hub API

Send open negotiation counter offer

Authorizations

Path Parameters

Body

Response