Purpose
Allows an existing user to access the Creditor Portal.
How It Works
User enters:
- Email
- Password
System authenticates credentials.
Result
- User is logged in
- User is routed based on account status
Validation Rules
- Email must exist
- Password must match
- Email must be verified
Failure Scenarios
- Invalid credentials
- Unverified email
- Inactive account
Developer Notes
- Use secure authentication (session or token based)
- Normalize error responses
- Implement rate limiting and brute-force protection
- Return user state flags
- Routing logic should be determined by backend state
Last modified on May 31, 2026
