curl --request POST \
  --url https://api.consumer.younegotiate.com/accounts/{consumer}/notice-response/custom-offer \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "negotiation_type": "installment",
  "amount": "125.00",
  "first_pay_date": "2026-06-20",
  "installment_type": "weekly",
  "reason": "UnEmployed",
  "note": "Can pay weekly."
}
'

import requests

url = "https://api.consumer.younegotiate.com/accounts/{consumer}/notice-response/custom-offer"

payload = {
    "negotiation_type": "installment",
    "amount": "125.00",
    "first_pay_date": "2026-06-20",
    "installment_type": "weekly",
    "reason": "UnEmployed",
    "note": "Can pay weekly."
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    negotiation_type: 'installment',
    amount: '125.00',
    first_pay_date: '2026-06-20',
    installment_type: 'weekly',
    reason: 'UnEmployed',
    note: 'Can pay weekly.'
  })
};

fetch('https://api.consumer.younegotiate.com/accounts/{consumer}/notice-response/custom-offer', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.consumer.younegotiate.com/accounts/{consumer}/notice-response/custom-offer",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'negotiation_type' => 'installment',
    'amount' => '125.00',
    'first_pay_date' => '2026-06-20',
    'installment_type' => 'weekly',
    'reason' => 'UnEmployed',
    'note' => 'Can pay weekly.'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.consumer.younegotiate.com/accounts/{consumer}/notice-response/custom-offer"

	payload := strings.NewReader("{\n  \"negotiation_type\": \"installment\",\n  \"amount\": \"125.00\",\n  \"first_pay_date\": \"2026-06-20\",\n  \"installment_type\": \"weekly\",\n  \"reason\": \"UnEmployed\",\n  \"note\": \"Can pay weekly.\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.consumer.younegotiate.com/accounts/{consumer}/notice-response/custom-offer")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"negotiation_type\": \"installment\",\n  \"amount\": \"125.00\",\n  \"first_pay_date\": \"2026-06-20\",\n  \"installment_type\": \"weekly\",\n  \"reason\": \"UnEmployed\",\n  \"note\": \"Can pay weekly.\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.consumer.younegotiate.com/accounts/{consumer}/notice-response/custom-offer")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"negotiation_type\": \"installment\",\n  \"amount\": \"125.00\",\n  \"first_pay_date\": \"2026-06-20\",\n  \"installment_type\": \"weekly\",\n  \"reason\": \"UnEmployed\",\n  \"note\": \"Can pay weekly.\"\n}"

response = http.request(request)
puts response.read_body

{
  "message": "<string>",
  "data": {
    "account": {
      "id": 123,
      "first_name": "<string>",
      "last_name": "<string>",
      "dob": "2023-12-25",
      "last4ssn": "1234",
      "company_id": 123,
      "status": "joined",
      "status_label": "Ready to Negotiate"
    },
    "completed_steps": [
      "sender_details",
      "account_details"
    ],
    "steps": [
      {
        "label": "Sender Details",
        "completed": true,
        "current": true
      }
    ],
    "response_options": {
      "negotiation_types": [
        {
          "value": "pif",
          "label": "Settlement"
        },
        {
          "value": "installment",
          "label": "Payment Plan"
        }
      ],
      "installment_types": [
        {
          "value": "weekly",
          "label": "Weekly"
        },
        {
          "value": "bimonthly",
          "label": "Bimonthly"
        },
        {
          "value": "monthly",
          "label": "Monthly"
        }
      ],
      "custom_offer_reasons": [
        "Prefer not to say",
        "UnEmployed",
        "Death in the Family",
        "Unexpected Expenses"
      ]
    },
    "sender_detail": {
      "id": 123,
      "sender": {
        "id": 123,
        "company_name": "Acme Collections",
        "company_phone": "(900) 509-1111",
        "company_email": "jsmith@example.com",
        "company_address1": "<string>",
        "company_address2": "<string>",
        "company_city": "<string>",
        "company_state": "<string>",
        "company_zip": "<string>",
        "company_url": "<string>"
      }
    },
    "notice_response": {
      "id": 123,
      "account_name": "<string>",
      "account_number": "<string>",
      "notice_balance": "425.50",
      "status": 123,
      "status_label": "<string>",
      "reason_label": "<string>",
      "file_path": "notice-responses/123/notice.jpg",
      "file_url": "<string>",
      "has_notice_photo": true,
      "custom_offer": {
        "amount": "125.00",
        "first_pay_date": "2023-12-25",
        "reason": "<string>",
        "note": "<string>"
      }
    }
  }
}

{
  "message": "<string>"
}

{
  "message": "<string>"
}

{
  "message": "<string>"
}

{
  "code": "profile_incomplete",
  "message": "Please complete your communication profile before viewing accounts.",
  "required_steps": [
    "profile_communication"
  ]
}

{
  "message": "<string>",
  "errors": {}
}