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Documentation Index

Fetch the complete documentation index at: https://docs.younegotiate.com/llms.txt

Use this file to discover all available pages before exploring further.

Real-World Example

Jane needs a CFPB validation letter from ABC Collections. ABC Collections should use this area to maintain the letter content and creditor details used in that communication. When the letter is sent, Jane should receive the correct letter for ABC Collections, not a generic letter or another creditor’s information.

Visual Flow

How It Should Work

  • It should let the creditor prepare or manage the letter content used in the CFPB validation workflow.
  • It should use the creditor’s approved information and settings.
  • It should support consistent communication with consumers.

How It Should Not Work

  • It should not send incorrect creditor information.
  • It should not allow a consumer to receive another creditor’s letter content.
  • It should not bypass required communication rules or opt-out handling.

Developer Notes

  • Always check audience, creditor ownership, template selection, and opt-out/communication rules before sending.
  • Background campaign work should record enough status for the tracker to explain sent, pending, and failed activity.
  • routes/creditor/index.php
  • app/Livewire/Creditor/Communications
  • app/Console/Commands/RunCampaignCommand.php
  • app/Jobs/SendCampaignEmailSmsOrELetterJob.php
Last modified on May 25, 2026