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Documentation Index

Fetch the complete documentation index at: https://docs.younegotiate.com/llms.txt

Use this file to discover all available pages before exploring further.

Real-World Example

ABC Collections creates a standard pay terms offer that lets eligible consumers settle for 60% of their balance over 6 months. Jane logs in and qualifies for that offer. Jane should see the offer in her consumer experience. A consumer who does not meet the creditor’s rules should not see the same offer.

Visual Flow

How It Should Work

  • It should let the creditor create and manage reusable pay terms.
  • Consumers should see eligible offers based on the creditor’s rules.
  • Offer terms should support both business requirements and consumer payment flows.

How It Should Not Work

  • It should not offer terms that the creditor has not approved.
  • It should not show expired or inactive terms as available.
  • It should not apply one creditor’s terms to another creditor’s consumers.

Developer Notes

  • Keep behavior scoped to the logged-in creditor company and allowed sub-accounts.
  • When this page changes user-visible behavior, update the real-world example and visual flow.
  • routes/creditor/index.php
Last modified on May 25, 2026