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Membership Hosting Billing

Membership Hosting Billing provides platform access and consumer account hosting.

Includes

  • Platform access
  • Consumer account hosting
  • Membership features
  • User access

Billing Method

  • Weekly
  • Monthly
  • Annually

Key Rule

Membership pricing includes a maximum hosted account allowance.

Add-On Account Billing

Add-On Accounts are hosted consumer accounts exceeding the included membership limit.

Billing Method

  • Per-account fee
  • Rate configured in Super Admin

Billing Cycle

Matches the creditor’s membership cycle:
  • Weekly
  • Monthly
  • Annually

Key Rule

Add-On Accounts are tracked and billed separately from included membership accounts.

Consumer Payment Share Billing

The platform calculates a percentage-based fee from completed consumer payment activity.

Includes

  • Settlement payments
  • Payment plan payments
  • Gift payments

Billing Cycle

  • Weekly

Key Rule

Payment-share billing is calculated automatically from completed payment transactions.

Communication Billing

Communication Billing applies to platform-generated communications.

Consumer Communications

Includes:
  • Automated notification templates
  • Account delivery notifications
  • Offer notifications
  • Campaign communications
  • SMS communications
  • Email communications

Creditor Notifications

Includes:
  • Workflow notifications
  • System notifications
  • Operational alerts

Billing Cycle

  • Weekly

Payment Vault Hosting Billing

Applies when payment methods are securely stored within the platform.

Includes

Consumer payment methods associated with:
  • Settlement offers
  • Payment plans
  • Bill Pay Wallet Creditor payment methods associated with:
  • Membership billing
  • Platform billing

Billing Cycle

  • Weekly

Key Rule

Stored payment methods are securely tokenized and managed through the platform’s PCI-compliant vault provider.

EcoMail Delivery Billing

Applies when creditors send:
  • CFPB Validation Letters
  • EcoLetters

Billing Method

Charged in real time at the moment of delivery.

Key Rule

EcoMail charges are processed immediately and are not part of recurring billing cycles.
Last modified on June 1, 2026