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Purpose

Assign the highest eligible Settlement Offer and Payment Plan Offer to consumer accounts and deliver those accounts into the Consumer EcoPortal.

Delivery Logic

When an account is successfully processed:
  1. Evaluate the Offer Hierarchy.
  2. Select the highest eligible offer.
  3. Append:
  • Settlement Offer
  • Payment Plan Offer
  1. Deliver the account and offers to the Consumer EcoPortal.

Consumer Matching

Consumer matching uses:
  • Last Name
  • Date of Birth
  • Last Four Digits of SSN

Result

The consumer receives:
  • Account details
  • Settlement Offer
  • Payment Plan Offer
  • Ability to accept offers
  • Ability to submit counteroffers
  • Ability to submit disputes
  • Ability to submit no-pay responses

Key Concept

Account delivery occurs after successful account processing. Notification delivery is evaluated separately.
Last modified on June 1, 2026