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Real-World Example

Jane cancels a payment plan and later needs a copy of the cancelled agreement. The portal should let her search and view the cancelled agreement PDF without reopening the cancelled plan.

Visual Flow

How It Should Work

  • It should show cancelled agreement records tied to the authenticated consumer.
  • It should support searching and viewing agreement documents.
  • It should preserve historical agreement access even after the plan is no longer active.

How It Should Not Work

  • It should not show agreements for another consumer or creditor account.
  • It should not turn cancelled agreement viewing into active plan management.
  • It should not remove documents that consumers need for records.
Last modified on July 30, 2026