Real-World Example
Jane shares a payment-help link with a family member. The gift payer opens the signed link and contributes toward the account. The portal should apply the payment only to the intended consumer account and settlement context.
What the Registry Includes
The registry brings the consumer’s active negotiated settlements and active payment plans into one shareable view. Completed, cancelled, or otherwise inactive commitments do not appear.
The consumer can share one registry link with trusted friends or family instead of sending separate payment links for every account. Each contribution is applied directly to the account selected through the signed payment flow.
Visual Flow
How It Should Work
- It should let consumers receive payment help through a controlled signed flow.
- It should connect gift payments to the intended consumer and account.
- It should keep payer-facing pages limited to the needed payment context.
- It should show only active negotiated settlements and active payment plans.
How It Should Not Work
- It should not let a gift payer browse the consumer portal.
- It should not apply a gift payment to the wrong account.
- It should not allow expired or tampered signed links.
Last modified on July 30, 2026
