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Real-World Example

Jane wants to confirm which payments cleared on a deactivated or completed account. Payment History should show her the payment records tied to that account without reopening negotiation actions.

Visual Flow

How It Should Work

  • It should show payment records for the selected consumer account.
  • It should make amount, date, and status understandable.
  • It should remain available where historical payment context is needed.

How It Should Not Work

  • It should not show payment records for another consumer or creditor account.
  • It should not make historical payment review look like an active payment setup page.
  • It should not hide failed or cancelled payment records when they explain account history.
Last modified on July 30, 2026